Quote Originally Posted by Sinnertwin View Post
I don't know if they have conventional layby's, but they did have something where if you spend over a certain amount you take it home & they deduct payments from you. Cant remember the full T&C's
I asked about that last time I was in store, they don't do it any more.
Now they have a similar type of layby system as everyone else, terms and conditions are below.

Lay-Buy Terms and Conditions

- A non refundable Administration Fee of $10.00 will be charged for each Lay-Buy
- A minimum transaction value of $200, not including the Administration Fee, is required in order to create a Lay-Buy
- A minimum deposit of 10% of the total of the Lay-Buy is required
- Regular payments must be made fortnightly or weekly as part of the Lay-Buy payment plan
- Lay-Buy payment plans can be 8 to 24 weeks in length, choose between online payment or in person at any Toys"R"Us store in Australia
- A $2.90 Service Fee will be charged for each Lay-Buy per month. This allows you access to the Certegy site and online payment option. This monthly Fee is non refundable.
- Your Lay-Buy must be collected by the due date
- Toys"R"Us have the right to cancel your Lay-Buy without notice if you become 21 days in arrears
- Individual items may not be separated from a Lay-Buy parcel
- Toys"R"Us do not accept Amex or Diners card for Lay-Buy
- Toys"R"Us have the right to store your Lay-Buy off site
- Final payment must always be made at the store the Lay-Buy was created at
- Prior to final payment, 5 working days notice is required for parcel collection. - Please contact your Toys”R”Us store to arrange a parcel pick up date.
- Photo ID is needed when you commence a Lay-Buy, cancel a Lay-Buy or finalise a Lay-Buy.