The other alternative is to skip that toy and move on to purchasing something more affordable. And if they love Transformers and want the toy that badly, then surely they'd find a way... like pre-ordering from an online store (thus getting pre-order discount) that only charges you when the toy is shipped (thus giving you months to start saving for the toy). So let's say that the cost of pre-ordering and shipping an MP Ironhide comes around to be about $100. Let's say that this toy was ordered on the 1st of September but is shipped on the 1st of February. That basically gives the person five months (or 153 days to be exact) to set aside $100. That's roughly 65c a day. At the risk of sounding like a World Vision ad, that is literally less than the cost of a coffee a day. If you did save a dollar a day, you would have saved up for the toy in 3.3 months. If you can't afford to be saving 65c~$1 a day, then perhaps you should rethink your priorities and stop collecting until you're more financially stable!