Anyway, so I go to netbank today, and I found a deposit for $119.xx in my account from "ANZ BANK" that went in yesterday. I have no idea who it was, and the account number has many 0's in it.
So um yea, free money.
Anyway, so I go to netbank today, and I found a deposit for $119.xx in my account from "ANZ BANK" that went in yesterday. I have no idea who it was, and the account number has many 0's in it.
So um yea, free money.
Code:O o _ / -------------------------------- | IMMA FIRIN MA LAZAR!!! \_--------------------------------
Finders Keepers, Losers Weepers...
The banks do have a right to get it back but the issue is whether they are willing to as often its a complicated process. We looked at this in banking law last year IIRC and there's an uphill battle if you are the person who sent it incorrectly. However, if its one of the banks major clients or the bank itself, I'd be weary.
You also have no defence now if you spend the money b/c you have acknowledged your receipt of it as unusual and therefore you cannot use the defence of change of position since the moment you spend it now, you are spending money you know is not yours.
Collection Count (w/ a 12.42% upsize): 3053
New Family Members: DA-15 Jetwing Prime, DOTM Leader Ironhide, Perfect Effect Reflector, DOTM Shockwave & Skyhammer, eHobby United 3-packs
Current Desires: Japanese BW Optimal Optimus
The Holy Grail: Ultmetal Optimus Prime
Visit the Wonderful World of: The Iacon City Hub-Capital Collection
Maybe this guy gave it to you?
North Melbourne-bot...?
Yea I think they just have to demand it back, I don't think they have the authority to just take it.
But that said, I'm not touching it, I'm working around it, so if a demand does come along, they can have it.
But another thought, it actually might be my first days pay from my new job I just started earlier this week. I wasn't expecting it yet though because I was late with some paperwork, so yea, I'll leave it for now and chase it up Monday. It just seemed strange as well that the account number is basically all 0's.
Code:O o _ / -------------------------------- | IMMA FIRIN MA LAZAR!!! \_--------------------------------
if they screwed up, apparently they can just take it back and let you know of the error. also (apparently from what ive been told), if you knowingly spend that money, it could be looked upon as stealing from the bank....
or so ive been told (i once asked wat would happen if you suddenly foung like 100k in your account and said nothing )
George
www.mariokart64.com
--------------------------------------------------------
"Sometimes, the wrong thing feels so right"
--------------------------------------------------------
I wouldn't spend it and see what happens. If it looks too god to be true...
MP-05 legal acquisition process:
www.megatron.net.au
My collection and stuff for sale:
www.csapo.com.au/ttf/tiby'stransformers.htm
The bank cannot simply _demand_ it - at least not at first. You do need to consent. Having said that, the bank can force the issue later on.
You're doing the right thing by working around it. It's not worth getting an overdrawn fee later down the track if the bank takes it after you've spent it.
Eagerly waiting for Masterpiece Meister