These have increased by 2% for my Visa. I've been told that this is also the case for Mastercard. I noticed it b/c my fees had seemed to be going up comparatively higher recently and I wasn't sure as to why. A bit annoyed b/c it means effectively now we are 2cents below every other exchange rate.

It does make the spread between Paypal much smaller though that's for sure.

Doesanyone know of any other cheaper alternatives? I miss my 1.45%.