Hello, i just a question about paypal.
With the Australian dollar being at around 90US cents, ive decided to buy a few figures from ebay.
But when i complete the transaction paypal has the currecny rate at 88US cents.

I realise its only two cents which is no big deal, but just out of curiosity why does paypal always have the currency conversion a few cents lower? is that how they make money?

Thanks