I was thinking over the weekend what I would do if my house burnt down and amongst other treasured items I lost my entire Transformers collection.

I checked my home and contents insurance and it only covers $3k for all my collections and anything else deemed artwork. Not much when my collection is worth way more than that.

So now I'm in the market for insurance. Has anyone looked into this before and consider purchasing insurance for their collection? If so, did you simply up the cover for Collections on Home & Contents Insurance or is it better to go with more specialised Insurance? Or am I just wasting my time and being overly cautious?