Neat info Autobreadticon. A very good option to use and have. Another option to pay via card is you can apply for a Visa/mastercard card with your bank using your bank account as the amount limit the card has... sort of a debit card which is also your credit card. Since your limit in the card is the amount of money in your savings account it proves also a deterrent from over spending heheheh.This is what I use now with St George ( thanks to dirge). So far its been quite useful in purchasing from BBTS.