Shock horror the insurance companies are doing their best to get out of paying out on flood insurance, claiming that many affected homes have not been flooded as the water "came up from the ground and into their properties".

If that is not a flood, then what is? I know that insurance companies only exist to rip off people, but they should be made to pay out every single claim made by those whose houses have been affected, I don't care if they go broke, that is the risk of the whole industry.

Should also not be allowed to increase their rates, so they cannot just recoup their loses from non-affected policy holders.