Hey guys. I'm wondering what insurance companies you guys use to insure your collection? I'm after a good price with reasonable terms and conditions. Or do you not insure your collection specially? The cost seems rather high and I kinda feel I'd rather put that money into new TFs.

The best quote we have on the house and contents is from Comm Bank, but they have the unreasonable condition that I have to find an expert to value my collection and give an official replacement value. I am trying to classify them as toys not collectibles as the info on TFW and Seibertron says to get them classify them as toys.